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Overview
FSMD runs credit assessment courses
for domestic and international commercial banks which lend
to middle market and large corporates. Lending in these areas
is now supported to varying degrees by decision support systems.
Additionally credit is now a key
topic for the capital markets arms of investment and commercial
banks and for small specialist financiers exposed to unusual
or complex credit risks.
Outline Content
- Principles of credit assessment and
protection
- Use of ratios for financial profiling
- Cash flow derivation and analysis
- Asset cover, servicing and repayment
ability
- Understanding markets and competitive
strategy
- Understanding the business environment
and management
- Principles of credit assessment and
protection
Educational Note
The fundamentals of credit risk
assessment do not change but they need to be thoroughly understood
and appropriately applied to the business and banking context.
FSMD credit courses are based on
thorough financial analysis, business assessment and understanding
the banking “deal” ...once learned, never forgotten.
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